• Fractional CFO Services

    YOU’RE IN THE RIGHT PLACE

    Your Business is Making Money. But Do You Know How Much You’re Actually Keeping?

    Get the financial strategy, insight, and accountability you need to run a more profitable business - without hiring a full-time CFO.

    Know your Numbers. Protect your cash. Increase your profit. Grow with confidence.

    Built for salon owners, barbershop owners, beauty professionals, suite owners, and multi-location beauty businesses.

LIVING SMART FINANCIAL

Fractional CFO Services for Beauty & Barber Business Owners

Know Your Numbers. Grow Your Profit. Build a Business That Pays You.

You built your business because you’re great at what you do. But running a profitable business requires more than great services and loyal clients. Living Smart Financial provides fractional CFO Services designed specifically for businesses in the beauty and barber industry, who want to understand their numbers, improve profit, manage cash flow, and make confident decisions about growth.

You are Great at Your Craft.

But Running the Business Is a Different Skill.

You may be asking yourself:

  • Why am I making more revenue but not seeing more money?

  • Is my pricing actually profitable?

  • How much should I be paying myself?

  • Why does payroll seem to be eating into my profits?

  • How much cash should I keep in the business?

  • Could my business survive if services slowed down for three months?

  • How can I save on taxes?

You shouldn’t have to figure these questions out alone.

That’s where your CFO comes in.

Introduction

I'm Shaton Edwards

A CFO in Your Corner - Without the Full-Time CFO Price Tag

Most small businesses have a bookkeeper or CPA who tells them what happened. You need someone who can help you understand:

WHY it happended.

WHAT it means.

WHAT you should do next.

Living Smart Financial brings CFO-level financial strategy to your business on a fractional basis - giving you access to financial leadership when you need it it, without the cost of a full-time CFO.

The Smart CFO Partnership

Strategic financial leadership for entrepreneurs in the beauty and barber industry ready to become more profitable.

Your engagement could include:

  • Monthly CFO Review: Your financial performance, trends, opportunities, and concerns.

  • Cash Flow Forecast: Understand what cash is coming in and going out.

  • Profitability dashboard: Know what is actually driving your profit.

  • Business KPI Tracking: Track the metrics that measure your success and help make more informed decision-making.

  • Strategic Decision Support: Hiring, pricing, scaling, and investment